Foreclosure Surplus Recovery
Recover the wealth that is
rightfully yours.
When a foreclosure sale exceeds the debt owed, a surplus remains — and it belongs to the former owner. Most people never know it exists. We locate it and pursue recovery on your behalf.
No upfront cost — 100% contingency-based. We handle everything start to finish.
“Surplus funds from a foreclosure sale are legally yours — until the time to claim them runs out.”
$0
Upfront Cost
No fees until funds are recovered on your behalf.
60 – 180
Days to Recovery
Typical timeline from inquiry to disbursement.
100%
Contingency Basis
If we don't recover, you owe nothing — no exceptions.
The Opportunity
Funds the government isn't required to tell you about.
When a foreclosure sale produces more than the debt owed, the surplus belongs to the former owner — not the lender or the court. These funds are held until claimed, but most owners never know they exist.
No one is required to tell you this money exists. Horizon Recovery locates your funds and pursues the claim before the window closes.
Why Horizon Recovery
No Upfront Costs
You pay nothing unless we recover. No retainer, no hourly fees — ever.
We Handle Everything
We manage all research, documentation, and filings. No legal knowledge or time required from you.
Total Transparency
Regular updates at every stage. No surprises, no hidden fees, no fine print.
Our Methodology
The Path to Recovery
A disciplined 4-step process. No legal expertise required on your part.
Discovery
We search property records, foreclosure filings, and public databases to identify surplus funds tied to your former property.
Verification
We confirm the claim is valid and legally recoverable before taking any action on your behalf.
Legal Filing
Our team prepares and files all necessary petitions and documentation with the appropriate courts.
Recovery
Recovered funds are disbursed directly to you. No deductions beyond our agreed contingency fee.
Get Started
See If You May Qualify
If you believe funds may be tied to you or your family, submit your information below and our team will review your case.
Submit your information for a confidential review. Our team will follow up regarding your case.
Our Outreach
Why You May Hear From Us
We routinely review publicly available property records to identify situations where funds may be owed to individuals following a foreclosure or related event. In many cases, these funds go unclaimed and the individuals entitled to them are unaware they exist.
When our records indicate that funds may be tied to you or your family, a member of our team may reach out to help you review the situation and understand your options. All communication is specific to a potential property-related matter.
You may also initiate the process yourself by submitting your information through this website for a confidential review.
Your equity doesn't belong to the state.
It belongs to you.
Surplus funds not claimed within the statutory window are forfeited permanently. The process starts with a single inquiry.
Claim Your Funds — No Upfront CostNo upfront cost. No obligation. Takes less than two minutes.